Home Equity Options 


Home Equity Loans

Sometimes, you just need a big chunk of money right away. A Home Equity Loan from Government Printing Office Federal Credit Union could put thousands of dollars in your hands right off the bat to tackle big-pocket projects, purchases, and expenses.

  • Low rates

  • Rates as low as 7.25% APR*

  • On a closed end home equity loan, we lend up to 95% of the appraised value, less the balance of any existing first mortgage on owned and owner-occupied residential property located in the Metropolitan Tri State area, which includes the District of Columbia, Maryland, and Virginia.

  • Borrow from $10,000

  • Property insurance is required

  • Terms up to 15 years available**

  • Most closing costs paid by GPOFCU**

  • Debt Protection Options are available

    (Underwritten by CMFG Life Insurance Company)

*APR- Annual Percentage Rate. Rate based on creditworthiness and term of the loan. Rates are subject to change at any time and are not guaranteed. Not all will qualify. Not all will qualify for the lowest rate
**A home equity loan for $10,000.00 for 15 years at a rate of 7.25% (7.255%APR) will result in a monthly payment of 91.32. (This payment does not include taxes or insurance, the final monthly payment will be higher than shown.)
***Closing Cost Credit: GPOFCU will pay most closing costs associated with a Home Equity loan, which can range from $500 to $1200 and include a credit report, flood certification, settlement/closing, property ownership and encumbrances search, notary fees recording, property search, and quick close. Member is responsible for any city, county, and/or state taxes. If an appraisal is required, the member is responsible for the fee regardless of whether the loan closes (an appraisal may cost $450-$650.00) Should this loan be paid off or closed within 24 months from the anniversary date of the loan closing, the member will be obligated to reimburse the full amount of the GPOFCU-paid closing costs for the loan.Homeowners insurance is required. Government Printing Office Federal Credit Union is an Equal Housing Lender. This credit union is federally insured by the National Credit Union Administration.

Home Equity Line of Credit

Home Equity Line of Credit made easy!

Sometimes, you need a little more money here and there to get things done and make ends meet. A Home Equity Line of Credit from Government Printing Office Federal Credit Union gives you easy access to funds for a number of years!

  • Rates as low as 6.50% APR*

  • Borrow up to 90% of your home’s value (minus the amount remaining on your mortgage)

  • Access money whenever you need it through Online Banking (minimum advances of $500.00)

  • Credit Lines of $10,000.00 to $200,000.00

  • $5,000.00 minimum draw at closing

  • Property insurance is required

*Annual Percentage Rate is variable, based on The Wall Street Journal prime index, and subject to change with Quarterly Interest Rate Adjustments. The APR will not exceed 18%. Exclusions and conditions apply.Closing Cost Credit: GPOFCU will pay most closing costs associated with an interest-only home equity line of credit (HELOC) or Home Equity loan, which can range from $500 to $1,500 and include credit report, flood certification, settlement/closing, property ownership and encumbrances search, notary fees recording, property search, and quick close. Member is responsible for any city, county, and/or state taxes. If an appraisal is required, the member is responsible for the fee regardless of whether the loan closes (an appraisal may cost $450-$650.00) Should this loan be paid off or closed within 24 months from the anniversary date of the loan closing, the member will be obligated to reimburse the full amount of the GPOFCU-paid closing costs for the loan. A five (5) year draw period and up to ten (10) year repay period. Government Printing Office Federal Credit Union is an Equal Housing Lender. This credit union is federally insured by the National Credit Union Administration.

Need Additional Information?

Complete the form below and a GPOFCU representative will contact you.